Terms and Conditions

By accessing, browsing, or using the ChainBridge-Investments platform ("Platform"), including any content, functionality, and services offered on or through chainbridge-investments.com (the "Website"), you acknowledge that you have read, understood, and unconditionally agree to be bound by these Terms and Conditions ("Terms"), our Privacy Policy, and any other policies referenced herein (collectively, the "Agreement").

If you do not agree to all provisions of these Terms, you must immediately cease all access and use of the Platform. Continued use constitutes acceptance of any future modifications.

2.1 Eligibility Criteria: To register and use our Platform, you must:

• Be at least 18 years old and have reached the age of majority in your jurisdiction
• Possess full legal capacity and authority to enter into binding contracts
• Not be a resident of, or located in, any jurisdiction where cryptocurrency trading or our services are prohibited or restricted (including but not limited to: Cuba, Iran, North Korea, Syria, Crimea Region, Donetsk People's Republic, Luhansk People's Republic, or any other jurisdiction identified by the Financial Action Task Force as high-risk)
• Not be subject to any economic or trade sanctions administered by OFAC, UN Security Council, EU, or UK Treasury
• Not be a Politically Exposed Person (PEP) or have close associations with PEPs without prior disclosure
• Not have been previously suspended or removed from our Platform

2.2 Registration Process: You must:

• Provide accurate, current, and complete information during registration
• Complete our mandatory Know Your Customer (KYC) and Anti-Money Laundering (AML) verification procedures, which may include providing government-issued identification, proof of address, and source of funds documentation
• Maintain and promptly update your information to ensure it remains accurate
• Use only funds obtained through legal means

2.3 Account Verification: We reserve the right to:

• Request additional verification documents at any time
• Delay or restrict account functionality until verification is complete
• Refuse service to anyone for any reason at our sole discretion

3.1 Security Obligations: You are solely responsible for:

• Maintaining the confidentiality and security of your account credentials
• Implementing and maintaining appropriate security measures on your devices
• Enabling and maintaining two-factor authentication (2FA) where available
• All activities, transactions, and instructions that occur under your account
• Ensuring your email account and linked devices are secure

3.2 Unauthorized Access: You must immediately notify us of any:

• Unauthorized access to or use of your account
• Security breach of your credentials
• Suspicious activity on your account

3.3 Account Restrictions: You may not:

• Create multiple accounts without our written permission
• Transfer, sell, or assign your account to any third party
• Use another user's account or allow others to use your account
• Access the Platform through unauthorized means

4.1 Service Description: Our Platform provides automated cryptocurrency investment management services using proprietary artificial intelligence algorithms. Services include:

• AI Portfolio Management: Algorithmic trading and portfolio rebalancing
• Risk Management: Automated risk assessment and mitigation strategies
• Performance Analytics: Real-time tracking and reporting of investment performance
• Custodial Services: Secure storage of digital assets (through third-party custodians)
• Withdrawal Processing: Facilitation of fund withdrawals subject to terms

4.2 No Financial Advice: IMPORTANT: Our Platform provides automated investment execution services only. We do not:

• Provide personalized financial advice or recommendations
• Consider your personal financial situation, objectives, or needs
• Guarantee investment returns or protect against losses
• Act as your fiduciary or investment advisor

4.3 Service Limitations: You acknowledge that:

• Our AI algorithms may make errors or underperform
• Technical issues may delay or prevent trade execution
• Market conditions may render certain strategies ineffective
• We may modify, suspend, or discontinue any service feature at any time

5.1 Fee Structure: Our current fee schedule includes:

• Management Fee: 1.5% per annum, calculated daily and charged monthly on the total value of assets under management
• Performance Fee: 15% on net profits exceeding an 8% annualized return (high-water mark principle applies)
• Custody Fee: 0.2% per annum (payable to third-party custodians)
• Withdrawal Fee: 0.5% for cryptocurrency withdrawals; $25 or 1% (whichever is higher) for fiat withdrawals
• Deposit Fee: Free for cryptocurrency deposits; 2% for fiat deposits via bank transfer
• Inactivity Fee: $10 per month after 12 months of account inactivity

5.2 Fee Modifications: We reserve the right to:

• Modify our fee structure with 30 days' written notice
• Charge additional fees for special services or requests
• Deduct fees directly from your account balance

5.3 Tax Responsibility: You are solely responsible for:

• Determining and paying all taxes applicable to your investments
• Maintaining accurate records for tax purposes
• Consulting with a qualified tax professional

We may provide tax documentation (Form 1099 where applicable), but we do not guarantee its completeness or accuracy.

6.1 General Investment Risks: Cryptocurrency investments involve substantial risk of loss, including but not limited to:

• Market Risk: Extreme price volatility and market manipulation risks
• Liquidity Risk: Inability to exit positions at desired prices
• Concentration Risk: Overexposure to specific assets or sectors
• Credit Risk: Counterparty default in trading or lending activities

6.2 Cryptocurrency-Specific Risks:

• Regulatory Risk: Changes in laws may restrict or prohibit cryptocurrency activities
• Technology Risk: Blockchain forks, protocol changes, or consensus failures
• Custody Risk: Loss of private keys, exchange failures, or custodial insolvency
• Network Risk: 51% attacks, double-spending, or network congestion

6.3 Platform-Specific Risks:

• Algorithm Risk: AI/ML model errors, data biases, or incorrect predictions
• Execution Risk: Slippage, failed trades, or delayed order fulfillment
• Operational Risk: System failures, cyber attacks, or human error
• Third-Party Risk: Dependence on external exchanges, custodians, and service providers

You are strictly prohibited from:

• Using the Platform for any illegal purpose or in violation of any laws
• Engaging in money laundering, terrorist financing, or tax evasion
• Manipulating markets or engaging in wash trading, spoofing, or pump-and-dump schemes
• Using stolen, fraudulent, or unauthorized payment methods
• Attempting to gain unauthorized access to our systems or other users' accounts
• Reverse engineering, decompiling, or disassembling any part of the Platform
• Using bots, scrapers, or automated systems to access the Platform without permission
• Posting or transmitting malicious code, viruses, or harmful content
• Harassing, threatening, or harming other users or our staff
• Violating intellectual property rights of the Company or third parties

Consequences: Violation of these prohibitions may result in immediate account termination, forfeiture of funds, and reporting to law enforcement authorities.

8.1 Company Ownership: All intellectual property rights in the Platform, including but not limited to:

• Proprietary AI algorithms, trading models, and investment strategies
• Software code, databases, and platform architecture
• Trademarks, logos, and brand elements
• User interface design, graphics, and layout
• Documentation, whitepapers, and educational materials
• Analytics, insights, and data visualizations

are and shall remain the exclusive property of ChainBridge-Investments Ltd. and its licensors.

8.2 Limited License: We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform for its intended purposes only.

8.3 Restrictions: You may not:

• Copy, modify, or create derivative works of the Platform
• Use our intellectual property for commercial purposes without written consent
• Remove or alter any copyright, trademark, or proprietary notices
• Use our brand elements in a way that suggests endorsement or affiliation

8.4 User Content: By submitting content to the Platform, you grant us a worldwide, perpetual, royalty-free license to use, reproduce, and display such content for Platform operations.

9.1 No Warranties: THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• WARRANTIES OF MERCHANTABILITY
• FITNESS FOR A PARTICULAR PURPOSE
• NON-INFRINGEMENT
• ACCURACY, RELIABILITY, OR COMPLETENESS
• CONTINUOUS OR UNINTERRUPTED ACCESS

9.2 Limitation of Liability: TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CHAINBRIDGE-INVESTMENTS, ITS DIRECTORS, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR:

• ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
• LOSS OF PROFITS, REVENUE, DATA, OR USE
• INVESTMENT LOSSES, TRADING LOSSES, OR LOSS OF PRINCIPAL
• DAMAGES RESULTING FROM UNAUTHORIZED ACCESS OR ALTERATION OF TRANSMISSIONS
• DAMAGES ARISING FROM THIRD-PARTY SERVICES OR EXCHANGES

9.3 Cap on Liability: OUR MAXIMUM AGGREGATE LIABILITY TO YOU FOR ANY AND ALL CLAIMS ARISING FROM OR RELATED TO THIS AGREEMENT SHALL NOT EXCEED THE TOTAL FEES PAID BY YOU TO US IN THE SIX (6) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

9.4 Essential Purpose: YOU ACKNOWLEDGE THAT THESE LIMITATIONS OF LIABILITY ARE ESSENTIAL ELEMENTS OF THE AGREEMENT AND THAT WE WOULD NOT PROVIDE THE PLATFORM WITHOUT SUCH LIMITATIONS.

You agree to defend, indemnify, and hold harmless ChainBridge-Investments, its affiliates, officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from:

• Your use of and access to the Platform
• Your violation of any term of this Agreement
• Your violation of any third-party right, including intellectual property rights
• Your violation of any applicable law, rule, or regulation
• Any content or information you submit or transmit through the Platform
• Your fraudulent or illegal activities
• Your failure to pay applicable taxes

We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, in which event you will cooperate fully with us in asserting any available defenses.

11.1 Termination by You: You may terminate your account at any time by submitting a termination request and withdrawing any remaining funds (subject to applicable fees).

11.2 Termination by Us: We may suspend or terminate your account immediately, without notice, if:

• You violate any provision of this Agreement
• We suspect fraudulent, illegal, or abusive activity
• Required by law, regulation, or court order
• You become insolvent, file for bankruptcy, or cease operations
• We discontinue the Platform or any material portion thereof
• We determine termination is necessary for security reasons

11.3 Effects of Termination: Upon termination:

• Your right to use the Platform immediately ceases
• You must immediately cease all use of the Platform
• We may retain your information as required by law or our policies
• Outstanding fees become immediately due and payable
• We may withhold funds if required by law or if fraud is suspected

11.4 Survival: Sections 5 (Fees), 8 (Intellectual Property), 9 (Liability), 10 (Indemnification), 12 (Governing Law), and 13 (Miscellaneous) shall survive termination.

12.1 Governing Law: This Agreement shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

12.2 Mandatory Arbitration: ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THIS AGREEMENT SHALL BE RESOLVED BY BINDING ARBITRATION ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION ("AAA") UNDER ITS COMMERCIAL ARBITRATION RULES.

• The arbitration shall be conducted in Wilmington, Delaware
• The arbitration shall be conducted in English
• The arbitrator's award shall be final and binding
• Judgment on the award may be entered in any court of competent jurisdiction

12.3 Class Action Waiver: YOU AGREE TO RESOLVE DISPUTES ONLY ON AN INDIVIDUAL BASIS AND WAIVE ANY RIGHT TO PURSUE DISPUTES ON A CLASS OR CONSOLIDATED BASIS OR IN A REPRESENTATIVE CAPACITY.

12.4 Injunctive Relief: Notwithstanding the above, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to protect intellectual property rights or prevent unauthorized access or use.

12.5 Time Limitation: ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE PLATFORM MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.

13.1 Entire Agreement: This Agreement constitutes the entire agreement between you and ChainBridge-Investments regarding the Platform and supersedes all prior agreements and understandings.

13.2 Amendments: We reserve the right to modify this Agreement at any time. Material changes will be notified via email or platform notification at least 30 days before effective date. Continued use after changes constitutes acceptance.

13.3 Severability: If any provision of this Agreement is held invalid or unenforceable, the remaining provisions will remain in full force and effect.

13.4 Assignment: You may not assign or transfer this Agreement without our prior written consent. We may assign this Agreement to any affiliate or in connection with a merger, acquisition, or sale of assets.

13.5 Force Majeure: We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, war, terrorism, government actions, or technical failures.

13.6 No Waiver: Our failure to enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision.

13.7 Notices: Notices to you may be sent via email or platform notification. Notices to us must be sent via registered mail to our registered office address.

13.8 Relationship: Nothing in this Agreement creates a partnership, joint venture, employment, or agency relationship between you and ChainBridge-Investments.

13.9 Third-Party Rights: This Agreement does not confer any rights on third parties.

13.10 Electronic Communications: You consent to receive electronic communications and agree that all agreements, notices, and disclosures provided electronically satisfy legal requirements.

For questions about these Terms or the Platform:

• Legal Department: legal@chainbridge-investments.com
• Compliance: compliance@chainbridge-investments.com
• General Support: support@chainbridge-investments.com
• Abuse Reports: abuse@chainbridge-investments.com
• Registered Office: 1209 Orange Street, Wilmington, New Castle County, Delaware 19801
• Operating Hours: Monday-Friday, 9:00 AM - 5:00 PM EST